Every peso gets a home.

Typing it in is the point.

Apps that plug into your bank do the noticing for you — and ask for your banking credentials to do it. Pesolita asks for nothing, because it connects to nothing. Four seconds of typing is what makes a spend register as a decision instead of a line item you scroll past at the end of the month.

It also means the app works for money no bank can see: the cash in your bag, the envelope for rent, the jar you are slowly filling.

It stops you overspending.

Try to spend more than a card actually holds and Pesolita refuses, tells you exactly how short you are, then offers to spend what is really there. Most budget apps let the number go negative and leave you to notice.

Seventy cards. Yours looks like yours.

Pick the bank, e-wallet, credit or prepaid design that matches the card in your pocket, or let the app generate artwork from a palette. Every balance is checked for contrast against its own background, so the number is always readable.

Four seconds, then back to your life.

A keypad built for money instead of a form. Type the amount, pick a category — or let it guess from your note — and you are done. Attach a receipt if it matters.

Start with one card.

Setup takes about twenty seconds: your name, the kind of pocket, a design, and what is in it right now. Add the rest whenever you feel like it — or never.